TERMS OF SERVICE
OVERVIEW
This website is operated by Tactic Finance LLC. Throughout the site, the terms “we”, “us” and “our” refer to Tactic Finance LLC. Tactic Finance LLC offers this website, including all information, tools, and services (defined below) available from this site to you, the user, on your acceptance of all terms, conditions, policies, and notices stated herein.
By visiting our site and/or purchasing a course or service from us, you engage in our “Service(s)” and agree to be bound by the following terms and conditions (“Terms of Service”, “Terms”), including any additional terms and conditions and policies referenced herein and/or available by hyperlink. These Terms of Service apply to all users of the site, including without limitation users who are browsers, vendors, customers, merchants, and/or contributors of content.
Please read these Terms carefully before accessing or using our Services on our website. By accessing our Services or using any part of the site, you agree to be bound by these Terms of Service. If you do not agree to these Terms, you may not access the website or use our Services. If these Terms of Service are considered an offer, acceptance is expressly limited to these Terms of Service.
Any new features or tools which are added to the current website are subject to these Terms of Service. You can review the most current version of the Terms of Service at any time on this page. We reserve the right to update, change, or replace any part of these Terms of Service by posting updates and/or changes to our website. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes your acceptance of those changes.
SECTION 1 - WEBSITE TERMS
By agreeing to these Terms of Service, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and have given us your consent to allow any of your minor dependents to use this site.
You may not use our products for any illegal or unauthorized purpose nor may you, in the use of the Service, violate any laws in your jurisdiction (including but not limited to copyright laws).
A breach or violation of any of the Terms will result in an immediate termination of your Services.
SECTION 2 - GENERAL CONDITIONS
We reserve the right to refuse service to anyone for any reason at any time.
Your content (excluding credit card information) may be transferred unencrypted and involve transmissions over various networks or adaptions to technical requirements of connecting devices. Credit card information is always encrypted during transfer over networks.
You agree not to reproduce, duplicate, copy, sell, resell, or exploit any portion of the Service without express written permission from us.
SECTION 3 - ACCURACY, COMPLETENESS, AND TIMELINESS OF INFORMATION
We are not responsible if information on this site is inaccurate, incomplete, or outdated. The material on this site is provided for general information only and should not be relied upon as the sole basis for making decisions without consulting primary, more complete, or more timely sources of information. Any reliance on the material on this site is at your own risk.
SECTION 4 - MODIFICATIONS TO THE SERVICE AND PRICES
Prices for our courses and services are subject to change without notice. We reserve the right to modify or discontinue the Service (or any part thereof) without notice at any time.
SECTION 5 - PRODUCTS OR SERVICES
Some courses may be offered in partnership with third-party organizations, such as the Financial Modeling Institute (FMI). These courses may include exam registration through FMI or another third-party, but passing the exams or receiving certification is not guaranteed by Tactic Finance LLC or any third-party organization.
For all courses:
- No Guarantee of Success: Participation in any course does not guarantee that you will pass any exams or obtain any certification.
- Partnered Courses: Courses in partnership with FMI are subject to FMI’s policies, which can be reviewed here. You agree to comply with those policies when enrolling in such a course.
- Liability Waiver: You agree to release Tactic Finance LLC and any third-party partners (e.g., FMI) from any claims related to exam performance, course content, or certification results.
All sales are final, and we do not offer refunds unless explicitly stated otherwise.
SECTION 6 - ACCURACY OF BILLING AND ACCOUNT INFORMATION
You agree to provide current, complete, and accurate information for all purchases made on our site. You agree to promptly update your account, including your email address and payment information.
SECTION 7 - OPTIONAL TOOLS
We may provide access to third-party tools which we do not control. You acknowledge that access to such tools is provided “as is” without warranties, and we will not be liable for your use of these optional tools.
SECTION 8 - THIRD-PARTY LINKS
Certain content, products, and services available via our Service may include materials from third parties. We are not responsible for third-party materials or websites and will not have any liability for any third-party transactions.
SECTION 9 - USER COMMENTS AND FEEDBACK
Any feedback, ideas, or suggestions you provide may be used by us without any obligation to you. You are responsible for ensuring that your comments do not violate any rights of third parties.
SECTION 10 - PERSONAL INFORMATION
Your submission of personal information is governed by our Privacy Policy [Link to Privacy Policy].
SECTION 11 - ERRORS, INACCURACIES, AND OMISSIONS
We reserve the right to correct any errors, inaccuracies, or omissions in the information on our site without prior notice, including after an order has been placed.
SECTION 12 - PROHIBITED USES
You agree not to use the website or its content for any unlawful purpose or in violation of any applicable laws or regulations. You must not transmit any viruses or harmful code through the site.
SECTION 13 - DISCLAIMER OF WARRANTIES; LIMITATION OF LIABILITY
Your use of the service is at your sole risk. The Service and all products delivered through the service are provided ‘as is’ without warranties of any kind.
In no case shall Tactic Finance LLC, our partners, or any third-party organizations be liable for any direct, indirect, incidental, or consequential damages arising from your use of the service or course materials.
SECTION 14 - INDEMNIFICATION
You agree to indemnify, defend, and hold harmless Tactic Finance LLC and our partners, officers, directors, and employees from any claim arising from your breach of these Terms of Service or violation of any law or third-party rights.
SECTION 15 - SEVERABILITY
If any provision of these Terms is determined to be unlawful or unenforceable, the remaining provisions shall remain in effect.
SECTION 16 - TERMINATION
These Terms of Service are effective unless terminated by you or us. You may terminate these Terms by ceasing to use our site. We may also terminate these Terms at any time for violations.
SECTION 17 - ENTIRE AGREEMENT
These Terms, along with any policies referenced, constitute the entire agreement between you and Tactic Finance LLC.
SECTION 18 - GOVERNING LAW
These Terms shall be governed by the laws of New Jersey, United States of America
SECTION 19 - CHANGES TO TERMS OF SERVICE
We reserve the right to modify these Terms of Service at any time, and your continued use of the site following any changes constitutes acceptance of those changes.
SECTION 20 - CONTACT INFORMATION
Questions about the Terms of Service should be sent to [email protected]