Privacy Policy

1. What Information Do We Collect and What Do We Do With It?

When you subscribe to our site to receive free or paid products, including online courses, webinars, eBooks, or any related services, we collect personal information such as your name, email address, and payment details. Additionally, we collect device-specific information such as your operating system and device type to enhance your experience on our platform.

We may use your personal information to:

If you are enrolled in a course offered in partnership with the Financial Modeling Institute (FMI), we may also collect additional information required to facilitate registration or certification processes with FMI. However, we will ensure that any information shared with FMI complies with their privacy standards and is limited to what is necessary to offer the partnered service.

2. How Do You Get My Consent?

When you provide personal information to subscribe to our services, make a purchase, or participate in a digital product (e.g., a course or webinar), you consent to our collecting and using your information for that specific reason.

If we request your personal information for a secondary reason (such as marketing), we will ask for your express consent or provide you with an option to opt-out.

How Do I Withdraw My Consent?

If you change your mind after opting in, you may withdraw your consent at any time by contacting us at [email protected].

3. Disclosure

We may disclose your personal information if required by law or if you violate our Terms of Service. We may also disclose information to our trusted partners, such as FMI, to the extent necessary to deliver joint services, such as exam registration or certification.

4. Payment

When you make a purchase on our site, we use third-party payment processors like Stripe or PayPal. These transactions are encrypted through the Payment Card Industry Data Security Standard (PCI-DSS), ensuring your payment details are securely processed.

We retain transaction data only as long as necessary to complete your transaction. All payment processors comply with PCI-DSS standards managed by the PCI Security Standards Council, ensuring secure handling of payment information.

5. Third-Party Services

We may use third-party providers (such as FMI for partnered courses or payment processors like Stripe) to assist in delivering our services. These third-party services only collect and use your information to the extent necessary to perform their functions.

We recommend that you review the privacy policies of third-party service providers to understand how your personal information will be handled. For example, if you complete a transaction using a provider located in another jurisdiction, your personal information may become subject to the laws of that jurisdiction.

Once you leave our site or are redirected to a third-party service, this Privacy Policy no longer applies, and you will be governed by the privacy policies of that third party.

6. Security

We take reasonable precautions and follow industry best practices to ensure that your personal information is not lost, misused, accessed, or disclosed inappropriately. For sensitive information, like credit card details, we use secure socket layer technology (SSL) and AES-256 encryption to store data securely.

While no method of transmission over the Internet is 100% secure, we adhere to all PCI-DSS requirements and apply additional security standards to protect your information.

Cookies: We may use cookies or similar tracking technologies to enhance your experience on our site. Cookies help us track your session and personalize content. You can control how cookies are handled through your browser settings.

We also use tracking tools to measure site performance and engagement. However, we do not alter our data collection or usage practices when we detect a “Do Not Track” signal from your browser, as there is no industry standard for such responses.

7. Age of Consent

By using this site, you represent that you are at least the age of majority in your state or province of residence or have obtained the consent of your legal guardian to use this site if you are a minor.

8. Changes to This Privacy Policy

We reserve the right to modify this Privacy Policy at any time. Changes will take effect immediately upon being posted to the site. If there are material changes to this policy, we will notify you here to keep you informed about what personal information we collect, how we use it, and under what circumstances, if any, we disclose it.

If our company or website is acquired or merged with another company, your personal information may be transferred to the new owners to continue offering services.

QUESTIONS AND CONTACT INFORMATION

If you wish to access, correct, amend, or delete any personal information we have about you, register a complaint, or simply want more information, contact us at [email protected].